You don't have to use Chrome or Chromium.
Yes fortunately we have browser alternatives.
But on mobile, my bank and my government force me to use the Android/iOS duopoly.
Chrome is just an example. Google stopped pretending Android is a general purpose OS and started cracking down on what is possible without Google’s approval. See developer verification, everything within Google services, etc.
The irony of this is that when using Firefox to browse to /e/OS url to check for compatible devices:
https://e.foundation/installer/
I get a pop-up telling me that my browser is not compatible, and I should use Edge, Opera or Chrome. See [1]
[1] https://imgur.com/a/al1Q9DM