Ive been using mine since 2018, the ipad pro. If you do any drawing then it’s a no brainer, and that’s why I got it in the first place.
Then it was so good that I used it to travel and to watch videos in bed in place of my computer. If I need to work I’ll take my laptop though.
IMO if you don’t use your laptop to work it doesn’t make sense to use a laptop instead of an iPad.
It's great, sure. But why release an M4 iPad Pro when essentially no software can make use of the processor power improvements since 2018?
Banks see it as a mobile device and thus place restrictions on certain things like payment limits.