We need Universal Income.

> So many problems would go away if

Writing it like you did implies that a magical solution exists and we are all maliciously withholding it from you. It does not and we are not.

Resource allocation is entirely a social construct. Not being afford something is a 'pretend' state that only exists because everyone agrees to go along with it.

Even if a magical unicorn were to step in and start distributing resources perfectly, solving that particular problem, if humans can't even get something as simple as resource allocation right, why are you so sure they won't also screw up everything else to ensure that all other problems remain?