I could see myself making similar comments. On a practical level, they're valid. But maybe...
If we are ever going to free ourselves of rent-seeking middle men, we simply have to make a cultural change where non-technical people do more for themselves. I don't even think it's about technical difficulty (most of the time). I think people just want someone else to take care of their shit.
Most people don't really care about rent seeking middle men though, so why should they put in effort into doing things themselves?
What's wrong with middle men? They provide a service, too.
Eg your bank genuinely helps with finance and transfers compared to transacting directly on a blockchain or snail mailing cash around.
> I think people just want someone else to take care of their shit.
Yes, division of labour!