Good question! The OS handles Liquid Glass automatically for standard UI elements (title bars, sidebars, toolbars). I use .glassEffect() on those parts. But the terminal content area is a custom Metal-rendered surface from ghostty, so the OS can't automatically apply glass to it.
On the accessibility point, if you disable transparency effects, the glass parts will respect that. But Calyx won't just become Ghostty. The features beyond glass (tab groups, command palette, session persistence, notifications, browser tabs, git viewer, etc.) are all still there. Glass is the visual layer, not the core of what Calyx adds.