alt Hacker NewsMy bank only has two options for authentication: Either you use their mobile app or buy an authentication device from them that's the size of a small phone. Either way I need a handheld device.
I can't say I'm happy with the direction of things. They used to offer slips of paper with single-use codes that worked fine, but those are now deprecated in favor of the smartphone app.
Replies
Retric • today at 1:01 AM
You can use a lot of those authentication / bank apps on a tablet without issue. Obviously it’s worth verifying before making the swap to a flip phone, but I like having minimal apps on my smartphone so I still have a backup if needed.
Then your bank is garbage and you should switch to a better one. My main bank (USAA) lets me use a one time code sent to my email as a second factor (or SMS, or a code from their app). If they started requiring me to use the app I would drop them immediately. Why is "but my banking app" treated like a valid objection every time user freedom comes up?