>They should probably not have a bank account at all and just stick to cash
Pretty much illegal in some parts of EU
Completely illegal in Spain if you have a paid job.
Not sure how it works in countries that didn't go through 80 years of socialism, but I assume that you're saying that in those countries, your salary is required to go to your bank account and can't be paid in cash. Then you can still pretty much "stick to cash" by withdrawing the whole thing on your payday. But then idk, maybe everyone in those countries is aware of the risks related to keeping their money in a bank, it's just the internet banking that introduces the new ones for them.
Source?
Also how is it related to the EU if it only affects certain places? Could have just said certain places in Europe