alt Hacker NewsHow many people are gullible enough right now to plug a phone to a laptop over USB and execute an exe on an operating system with no sandboxing at all? ADB even seems to work over webusb. (at that point you may as well give up on hacking the phone, but I digress). That's exactly why I believe the problem is more complicated and why Google's solution is not really fixing anything, not for the users.
There's going to be a lot of people who don't have a laptop/desktop handy right now - because they're out of the house, because it's unplugged in a cupboard, or because they borrow it from a friend or use an internet cafe when they need that. So a requirement to use that and connect your phone to it is effectively similar to the 24 hr waiting period: time to think, time to mention it to a friend who's heard about this scam before. This is why phones are such an attractive target in the first place.