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john_strinlailast Friday at 12:07 AM1 replyview on HN

okay, well i appreciate the clarity. lets flesh it out some more.

how are you determining which businesses are affected? would you apply these regulations to entire industries (e.g. the entire finance industry) or would each business have to be reviewed independently?

if we run with the finance/bank example, what do you do about online-only banks (e.g. WealthSimple)? should they be forced to shut down?


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grishkalast Friday at 12:21 AM

My intuition is that it should only apply to businesses that have a physical presence, or need it to do their job. So, for banks, that would be only those with branches. We also have one of those online-only banks (T-Bank, ex Tinkoff), it's overwhelmingly popular among us millennials, but older people use something else.

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