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utopiahyesterday at 6:00 AM1 replyview on HN

Typically the website requires you to use the mobile app as 2FA. Typically also there are less and less brick and mortar locations.


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jjuliusyesterday at 12:32 PM

Help me follow.

Which bank, specifically, requires an app for the purpose of 2FA? Further, what is the 2FA process for logging in to the app itself - wouldn't you need a second form of authentication that's not the app in that instance? If so, is that form of 2FA not allowed when logging in via desktop/laptop?

I inquire because I use multiple different banks, CC providers and financial services, but have never once been required to use an app, even with "mobile" banks like Simple or One.

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