I actually did explain specifically why it was pretty dumb and you ignored that point completely.
You are uncritically repeating the party line from banks who claim it is necessary for security, without giving any rationale or supporting evidence, and coupling it with an insult.
alt Hacker News
You are uncritically repeating the party line from banks who claim it is necessary for security, without giving any rationale or supporting evidence, and coupling it with an insult.