You've tried plasma mobile? All apps are already there. What's missing are the proprietary ones like whatsapp, uber and the likes.
It's hardware support and battery life that is severely lacking.
I occasionally contribute, but nothing major. But I have a chuwi x86 tablet running debian with plasma-mobile. It's not perfect but it's quite usable I think. Now if only there would be drivers for the new style non-v4l webcams, it would be better.
Yes, I tried all open mobile OSes with PinePhone. Even apps left a lot to be desired; obviously non-open mobile SoCs are the main problem but such is the life in the ARM ecosystem where very few custom things are upstreamed.