Many people live in apartments and they do not have a garage.

You cannot connect a cable from your home at the 10th floor to a car that may be hundreds of m away.

A standard wall socket doesn't provide enough amperage to charge an EV at reasonable rate if you use your car more than once or twice a week. Maybe this is less of a problem in the EU where people generally have shorter commutes, but I could definitely still see it being an issue.

I know multiple people that have had to upgrade the main electrical panel in their home to support an EV charger, because their older building did not have enough capacity.