Eh, it’s mostly for the trillionaires to keep their wealth after death. For everyone else, you will inevitably eventually end up driving a garbage truck. Don’t believe me? Your digital copy runs on a server doing important work! Company goes out of business. Assets get auctioned. Garbage truck.
Or another? The trust you set up ran out of money because all of the fees continued to increase and outpaced certain economic downturns. More and more people drew money off of your remaining static assets. You run out of money. Estate sale. Garbage truck.
Just remember, you’ll have all of time to end up there.
No thanks.
One of the many details of Altered Carbon (Netflix) that they got right. Digitized minds would become so numerous as to be considered little more than fancy trash.