I mostly try Apple Photos’ “magic” editing. It’s hit and miss, but when it hits, the photo gets way better. When not, I adjust a couple sliders (contrast, brightness, saturation). In both cases, only when I’ll use the photo. Otherwise, editing tools will be there for when (and if) I need them.
I had the same experience, I mostly import b/w photos after editing in Capture One, the magic stick raises brightness, sometimes adds sepia. Most of the time these edits improve the photo. I always check proposed edits for newly imported photos that I think look dull in Photos.app grid