Same energy here. I was sitting on 50+ .env files across various projects with plaintext API keys and it always bothered me but never enough to actually fix it. AI dropped the effort enough that I just had a dedicated agent run at it for a few days — kept making iterations while I was using it day to day until it landed on a pretty solid Touch ID-based setup.
This mix of doing my main work on complex stuff (healthcare) with heavy AI input, and then having 1-2 agents building lighter tools on the side, has been surprisingly effective.