I'm mostly the same now, but leaning more towards a hybrid flow.

My Fuji is set to JPEG + RAW. I will apply the sim most suited to the occasion, and only edit the RAWs when I've got a shot that I think is worthy of editing - i.e. something that will end up as a wallpaper/printed out/a feature shot.

I got tired of editing photos, and I ended up editing them sometimes years after the photos were shot.

As for my phone, I just use an app called Analogue on my iPhone for everyday shots (the built in LUTs are beautiful), and then for shots I think may warrant some editing later, I'll use the new Moment cam app.