The "cover your ass" clause is for the bank to cover its ass, not to prevent the crime.
The point is, no judge or jury should be fooled into thinking putting “don’t do illegal stuff” in a TOS actually should matter. Forget the TOS. They allowed illegal activity.
The point is, no judge or jury should be fooled into thinking putting “don’t do illegal stuff” in a TOS actually should matter. Forget the TOS. They allowed illegal activity.