Given enough time to reconsider options, people will be endlessly flip-flopping between them grabbing onto various features over and over in a loop.

People will default to believing something is AI if there's no downside to that opinion. It's a defence mechanism. It stops them being 'caught out' or tricked into believing something that's not true.

As soon as there's a potential loss (e.g. missing out on getting rich, not helping a loved one) people will switch off that cynical critical thinking and just fall for AI-driven scams.

This is the downside of being a human being.