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xnorswaptoday at 3:02 PM2 repliesview on HN

It's particularly culturally deaf to try to verify with literally "credit cards".

In the UK most people use debit cards instead for most things.

https://www.ukfinance.org.uk/data-and-research/data/card-spe...

Credit card usage is a small fraction of debit card usage. This is very different to the USA where there are more credit card transactions than debit card ones.


Replies

raframtoday at 3:36 PM

You can have a debit card in your own name when you're under 18, but not a credit card, meaning credit is a proxy for age but debit isn't. It's the same in the UK and the US.

(They also accept an ID scan.)

JollySharp0today at 3:50 PM

A good proportion of people have the credit card even if they don't use them. 65% of adults have a credit card in the UK.

https://www.merchantsavvy.co.uk/uk-credit-card-statistics/