This article isn't saying you must set up a big .claude folder before you start. It repeats several times that it's important to start small and keep it short.
It's also not targeted at first-timers getting their first taste of AI coding. It's a guide for how to use these tools to deal with frustrations you will inevitably encounter with AI coding.
Though really, many of the complaints about AI coding on HN are written by beginners who would also benefit from a simple .claude configuration that includes their preferences and some guidelines. A frequent complaint from people who do drive-by tests of AI coding tools before giving up is that the tools aren't reading their mind or the tools keep doing things the user doesn't want. Putting a couple lines into AGENTS.md or the .claude folder can fix many of those problems quickly.