You're not looking at the albedo of the solar panels in isolation though, you're comparing it to asphalt and cars. Typical solar panels have an albedo of ~0.3. Asphalt around ~0.05.

Capturing the radiation to convert it to electricity is the whole point of solar panels.

Even if it was just 0 albedo no generation, irradiation on whatever's parked beneath would be cut in half plus rest of (re-)radiation converted into far-ir. This is not unuseful. Just don't mandate this kind of thing in places where parking lots have to be cleaned up with bulldozers in winter.