In this scenario I would take that 200k (or whatever there would be), and move to some low COL country.
> move to some low COL country.
So you are now alone in a foreign country, no family nearby, trying to adapt to a new lifestyle at nearly 60 lol.
Ah yes, a great migration! Going to ~America~ a low COL area!
Doesn't that imply magical foreknowledge about exactly how lengthy the bad-period will be?