AppleCare is leaps and bounds better than any other insurance you can buy for mobile or laptops.
For accessories I don’t see the point, those are effectively disposable wear items.
Ironically a large part of deciding to migrate to an iPhone from android was final frustrations with even Google purchased devices under warranty coupled with hardware quality requiring repairs. My wife’s experience with AppleCare won me over.
If nothing else it’s first party insurance. I will never purchase device insurance offered via a third party ever again. Either its first party so I’m dealing with the place I bought it or nothing at all.
> AppleCare is leaps and bounds better than any other insurance you can buy for mobile or laptops.
Which doesn’t tell you a lot because they are pretty bad, too. Being better doesn’t mean it’s a good offer.
Insurance for things you can afford to replace never makes sense anyway. The expected cost of insurance will always exceed the expected cost of replacement in the long run.
Unless for some reason you know you will be breaking your device much more than the average person.
Insurance is for things that are unlikely to ever happen but would financially ruin you if they did.