I'm not sure you're aware, but this is a very American view of things. A very skewed one. Quite a childish one too. Bit of irony there.

There is a guaranteed pension where I live, it's part of the social contract [1]. And healthcare insurance is much more expensive than public healthcare (both for society and the individual).

[1] https://www.etk.fi/en/finnish-pension-system/pensions/nation...

Good luck living in your capitalist free market paradise. I hope your government stops treating your companies like people and your people like cattle.