I don't necessarily like the idea of a company wiping their hands clean and saying "well - not our problem!" either though.
Companies shouldn't wait to solve issues like this - they should be proactively helping their most vulnerable users. That is the "do no evil" motto.
I don't know enough to say whether this method is the right approach however.
>Companies shouldn't wait to solve issues like this
Unless you built your house yourself, you should expect the construction company to be responsible for verifying the identities of anyone entering your house. Asking for a passport and a one time payment, just in case the person who rings the bell may not be a friend.
That should be proactively helping you in case you're a vulnerable homeowner. Not checking in on every visitor would be evil, no?
I can't think of a better approach.
> Companies shouldn't wait to solve issues like this - they should be proactively helping their most vulnerable users.
I think they should help their median users and empower their power users, and they should absolutely throw a few "most vulnerable" users under the bus if that's necessary. Otherwise you think about banning kitchen knives to protect the "most vulnerable users" who are too stupid to handle a knife. No, we shouldn't do that. Their stupidity should be their problem, not our problem.
Some degree of collateral damage must be accepted to maximize the expected value of a product or service. Minimizing risks can't be the top priority. Don't ban kitchen knives. What you are effectively arguing for is transforming both Windows and macOS into a closed iOS. Don't do that.
Saying that computer/OS manufacturers should prevent malware is effectively equivalent to saying that they should not sell general purpose computers to the public. A general purpose computer is one that can run any program the users tells it to, which necessarily includes one that's malicious.
That doesn't necessarily preclude helping the user to notice when they're doing something dangerous, but a waiting period before the computer becomes general-purpose seems pretty extreme.