alt Hacker NewsMy government ID card expired and I was too lazy to renew it but I had my passport at hand so why not?
BTW both the id card and the passport have cryptographic authentication and you are able to open a bank account or use govt services completely online by scanning it with the phone Rfid . They could have make me scan that, scan my face and be done with the identity verification. My identity is already verified and tied to my company the same way and also listed in the companies registry which means they could have had skipped all the other company verification stuff too.
That all makes perfect sense but consider that if they simply punted to the bank as I described they would still get the same benefits only with even less complexity. The bank fundamentally has to do robust identity verification. Any party that needs to handle payments while also lacking a reason to be good at performing in house identify verification really ought to make use of the bank because you are highly unlikely to be better at it than they are.
The entire cumbersome process you describe can be viewed as Google doing a significantly worse job of verifying your identity than the bank would have.
As an aside, I suspect that leaving it to the bank would also provide additional legal protection. Specifically anyone attempting deception will most likely be forced to commit fraud against the bank which will probably be taken much more seriously than otherwise.