Interestingly, you mentioned the trifecta of industries most interfered with by the government - healthcare, education, and housing.
The government puts its foot on the scale there.
In contrast, look at the software industry. No regulations, yet highly sophisticated software where the price went to zero. I just reinstalled Ubuntu on my (now fixed!) computer, and every bit of the software was 100% free. And I give away the software I write for it!
$zero!! Can you believe it?