So does BTC need to hard fork? Good luck getting to a consensus again ...
If an upgrade becomes necessary, it would be a soft fork. (Consensus would still be a challenge)
I’m impressed by the BTC obsession: this will definitely impact the banking sector as a whole even before. Quantum FUD, here we come.
If QC gets to the point where breaking RSA and ECC in the real world is actually going to happen, I'd imagine you will find a consensus rather quickly.