This needs to be augmented with a new bit of contract law which enables a new type of 'subscription' where the terms are set by law.

Those terms would include things like "payments are monthly, service automatically ends when payments end, etc."

As things stand today, plenty of consumers end subscriptions by blocking payment, which practically works, but opens the doors to a scumbag company bulk chasing all those unpaid subscriptions through the courts and getting leins on millions of homes for $150 each and templated court cases.