With your car example, you also assume the risk unto others. If your "chopper" of a car hits and kills someone else, and you survive, you're paying for the consequences of that. I don't think it's cool that untrained people can do interesting IT stuff now. I see it as a huge liability where some unsecured instance pwns the internet, then it's some 12 year old that gets marched in front of congress and everyone goes: "wtf?" There's essentially no accountability and the damage is still done.