alt Hacker Newsgood idea, but would've been useful 10 years ago when points and the churning game were peak.
in 2026, the optimal strategy is now:
- "want first, buy first" (pay cash when you want business class) and,
- "team cash back" for credit cards without playing the coupon book game
not worth the effort to optimize 1.5 vs 2.0 cent redemption unless it's a hobby
Nope. I just booked biz class flights to Scandinavia in August for 140k pts.
Cash was about $7k for the same flights.
In part, the reason I built this wasn't exactly to optimize 1.5cpp vs 2cpp, although that can be useful too... but rather to help me make the choice between using points vs. cash. (which, yes, is based on the cpp value).
But if you don’t find it useful, I’d love that feedback too!