Past 200Mbps down I typically see very little real benefit.

That said, I do find myself downloading packages and watching 4K video all day long. 25Mbps is noticeably slower the majority of the time. You can get by, of course, the same way you can compile an Xcode project on a 2019 Intel Mac (I still think MacOS 26 supports Intel?) but it's a significantly nicer experience on more recent M series machines.

Who likes to sit around waiting on downloads/compilation?

Now I'm realizing you said 25Mbps up, 10Mbps down. Wow, assuming this isn't a mistake, 10Mbps is slow enough to make even normal web browsing start to chug IME.