This is unironically why I do not depending on google for products this important. I do have premium google drive as I needed barely over 15gb, but my main cloud storage is dropbox. A YT comment I made 10 years ago can't break Dropbox's TOS, and since premium storage is their whole business, they will take the product more seriously.

I also have a 14TB RAID 5 NAS at home. And my Desktop PC has 6TB of RAID 5 (had that first, mostly used for video games these days).