Only a small sliver of the world has to worry about health insurance. Job security, maybe.

I think the biggest component is all the crap that comes with running a business.. accounting, sales, budgets and planning, regulatory concerns, office/site management, the list goes on forever. I'm an engineer, I want to do this and leave the other jobs to people who specialize at those, not run around trying to spin a dozen plates at once. I'm sure there's a tidbit more money to be made but it's just not worth it for me.

Now, if someone can make a vibe-business platform where AI handles all the drudgery and I can stick to the tech.. that might be worth talking about.