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psd1today at 8:18 AM1 replyview on HN

Heuristically, that sounds naive. Actuaries do not typically think "oh, that's enough data". If Experian could track whether you iron your shirts, it too would show up in your credit score.


Replies

reedf1today at 10:39 AM

I mean possibly. I interact in the space and there is almost no information in a cancelled subscription. There is more information in how much you spent on takeaway.