> Imagine what can happen if the French and other governments would start pouring all the money into developing that further in the open
You'd get a clusterfuck of a consensus spec, then they'd all get pissed off and develop their own incompatible versions anyway?
Have you seen international projects without strong, centralized leadership?
I have worked on things like PSD2, a well oiled government-led machine that just works. There are some dysfunctional things, then there are things working perfectly fine.
You need to update your notes its not 90s.