Imagine your a factory owner and you need a chemical delivered from across the country, but the chemical is dangerous and if the tanker truck drives faster than 50 miles per hour it has a 0.001% chance per mile of exploding.

You hire an independent contractor and tell him that he can drive 60 miles per hour if he wants to but if it explodes he accepts responsibility.

He does and it explodes killing 10 people. If the family of those 10 people has evidence you created the conditions to cause the explosion in order to benefit your company, you're probably going to lose in civil court.

Linus benefits from the increase velocity of people using AI. He doesn't get to put all the liability on the people contributing.