Yes they do. It's called "another Mac". And I'm not even being snarky here: I legitimately think someone at Apple thought this through and said "yeah if they need more than 2 VMs running at the same time, there are probably multiple users and they can each get their own Mac".
Nah, Apple has been extremely restrictive about virtual machines in all kinds of ways, e.g. the minimum terms anyone is able to lease out a VM or Mac to someone else is 24h, making cloud-like workloads practically impossible. For some reason, Apple really doesn’t like virtual machines, and it’s much more intentional than just “probably multiple users”.
It’s extremely frustrating.