I think there's a distinction to be made between 'is it a good idea for someone informed enough to know how these things go in the real world?' i.e. the HN audience and 'should this be a real worry in a sane world?' to which I say no, it shouldn't be a worry that if I was allowed to enter a password today I may not be able to tomorrow.

That's just excuses for moronic decisions of trillion dollar companies.