I don't hit limits either on $100, it's more that claude-code seems to be constantly broken and they added some vague bullshit about not using claude-code before 2pm so I just don't expect it to work anymore and tend to use codex-cli as my driver nowadays. I also never hit limits in codex but... codex is $20/mo not $100/mo so it's making me consider relocating the $100 I spend to Anthropic as play money for z.ai and other tools. I think claude-code has great training wheels (codex does not) but once the training wheels come off, and claude-code becomes as unreliable as it has been then it makes you consider alternatives.