I'm finding the oppostire with copilot. A request is a prompt, with some caveats around whats generating the prompt. I am quite happily working with opus 4.6 at 3x cost and about 1/3 oor the month in I'm stting at ~25% usage of a pro+ subscription. I find it quite easy to track my usage and rate of usage.
The overall context windows are smaller with copilot I believe, but it dfoesnt appear to be hurting my work.
I'm using it for approx 4 hours a day most days. Generally one shotting fun ideas I thoroughly plan out in planning mode first, and I have my own verison of the idea->plan->analyse-> document implementation phases -> implement via agent loop. simulations, games, stuff-im-curious about and resurrecting old projects that never really got off the ground.