> I think it’s likely (at least in the short term) that we all pay the burden of increased fraud: higher credit card fees, higher insurance premiums, a less accurate court system, more dangerous roads, lower wages, and so on.

I think the author is brushing against some larger system issues that are already in motion, and that the way AI is being rolled out are exacerbating, as opposed to a root cause of.

There's a felony fraudster running the executive branch of the US, and it takes a lot of political resources to get someone elected president.