I don't think you can enforce such a rule. I think it's a good approach too.
Another issue is that not paying up and risking restore from underfunded ops dept. might be more expensive than paying up AND making a selected executive look bad. And we can't have that, can we.
Agreed - it’s not that it’s a bad point but it would be an ineffective rule which is usually an excuse to forgo other more effective (usually more expensive) options
It would make the ransomware statistic go down without actually stopping crime. Any company that considers paying the ransom would have a strong incentive to never report the security incident to avoid being punished for ransom payments