We're teetering on the brink of highly capable software agents that can run on a phone using a local model, that can manage things like basic digital hygiene, operating a self-hosted cloud, with tailscale and other private vpns that can leverage your own home internet service with a well maintained set of firewall rules and level of locked-down access that it's actually practical.
An inspired nerd can do it right now, but grandma will be able to do a curated, accessible set of things by the end of the year, and by the end of 2027, the internet and self hosted things are going to be incredibly different. When people can self host plex and anonymously pirate anything, and their local model can do the ethically gray area stuff like ensure everything is done so they don't get caught - cloud services can't compete with that. Cable and netflix and spotify and the rest are going to have to up their game, and not do the stupid lashing out, price gouging, hunting the pirates type of thing or they're just going to burn down faster.
We're headed for some really cool, interesting times.