I'm grandfathered to get unlimited updates, though if they rugpull on that the drives are just formatted as XFS. It'd be a hassle to move to something like TrueNAS, but I could do it even if the OS stopped working. Even if Lime Technology completely disappear one day and make every Unraid USB stick self destruct, I'll still have physical access to the data.

Cloud services, like everything else in control of rent seeking companies, are getting worse. That was always the obvious, inevitable trap with all of this, with any system where you pay a subscription for remote access to a timeshare computer. Which isn't to say that it isn't useful, I even use it, but I don't rely on it.

You didn't frame your initial post around the market of grandmas, your rhetoric was targeted to those reading your post; "How much of your personal data", "do you still have your email".