I have dealt with many criminals through my life.
some simply wanna be Pablo Escobar and become a reggaeton poster child. they don't do it for other reason than become their mental image of a gangster.
yes, they are intelligent but they insist and insist into do what they consider cool, and that coolness come to be a "hacker" or a criminal
so far from top of my mind I remember a serial corporate scammer, a social media middle man who constantly sell access to people working in meta (unlocking/locking accounts), a drug precursor middlewoman, a money laundering mule/scammer/errand boy. every time it was the same. they wanted to show a gangster luxury life in ig. the middlewoman was something else, never got to understand her. 60 years. probably she was just for the thrill of it.
had they opportunities to do something else? repeatedly. specially after prison or with family help. but they refuse, the next business will be the one. they will become millionaires for sure. jail again.