https://en.wikipedia.org/wiki/Collapse_of_Silicon_Valley_Ban...

In which the FDIC took unprecedented action, drawing down the DIF to backstop depositors beyond the insured $250k and offering a credit facility to other banks, in order to prevent "contagion" - a panic, a bank run - which was presumed to be likely after the 3rd largest bank collapse in US history. A bank almost no one outside of California had heard of before it died.

Bank runs are serious business, and far from being something "no one cares" about, even just talking about them makes banks nervous, because they can happen to even "healthy" banks. The big banks have been undercapitalized for more than a decade, and even a moderate run on a regional institution threatens the entire system. Which is why it should be done, or at least signaled as incoming; it's good leverage.

  >You're free to take a vacation or quit working if you want to. Go ahead.

The implicit, "I'll stay here, where I'm nice and secure," is delusion. People care about your outcomes even if you don't care about ours. Take the invitation to organize with others to secure your own future, to show just how much you're needed before your employer decides that you're not (however erroneously).