Capture One might cost more, but it's a one off payment. I'm still happily using CO11 (8 or 9 years old?) and if it was good enough for professional use when it came out, it's more than enough for me now.
... until you get a new camera and their support for new RAW formats on CO11 is just not there.
... until you get a new camera and their support for new RAW formats on CO11 is just not there.