alt Hacker News> my liability only insurance premiums would be higher for the Tesla compared to a non Tesla. But they are not
You’re correct inasmuch as we have no evidence there is “a significant problem.” But if Tesla is hiding evidence, as this article suggests, that might just be because lawsuits are still gaining steam.
Liability insurance premiums would reflect higher risk of Tesla vehicles causing collisions, regardless if Tesla is at fault or if the driver is at fault. The insurance company still has to pay, which means the Tesla owners have to pay.